Ledger 365 is a cloud-based invoicing and accounting management SaaS for freelancers and small to midsize businesses. It focuses on easy-to-use tools for invoices, expenses, payments, and financial reporting. The website says it serves more than 10,000 businesses worldwide, has sent over 2 million invoices, and has tracked more than $500 million in revenue, but it does not disclose where the company is based.
The product is built around everyday finance workflows: users can create branded invoices, recurring invoices, and automated payment reminders, with support for PDF export, multiple currencies, and online payments. On the expense side, it offers receipt photo capture, OCR, automatic categorization, bank feed imports, and reconciliation. Management features include customer profiles, a product/service catalog, tax rate configuration, GST/VAT-ready tax reports, real-time dashboards, cash flow views, profit and loss statements, expense analysis, and custom reports. Its team features are fairly complete, including support for managing multiple companies under one account, company-level roles, granular module-level permissions, external accountant invitations, a company switcher, and audit logs.
Pricing is straightforward: the Free plan supports 10 invoices per month, 2 users, and 1 company; Professional costs $19/month or $15/month annually and is aimed at growing small businesses; Business costs $49/month or $39/month annually and adds unlimited users/companies, multiple currencies, advanced reporting, and API access; White Label costs $99/month or $79/month annually and includes custom domains, a branded portal, branded emails, and removal of official branding. A 14-day free trial is available with no credit card required. For third-party integrations, the main site explicitly mentions Stripe, PayPal, credit cards, bank transfers, popular payment gateways, and bank feeds, but it does not list supported countries or banks.
The main advantages are its well-rounded feature set, low learning curve, and the fact that the free plan and trial reduce the cost of testing it for small teams. Its multi-company and permission design makes it more suitable for team collaboration than typical lightweight invoicing tools. The white-label option is also attractive for accounting and tax service providers. The main drawbacks are the limited security and compliance details: it only mentions 99.9% uptime, enterprise-grade security, and audit logs, without explaining encryption, backups, certifications, or data residency. The API is only described as being included in certain plans, with no public details on documentation, webhooks, or SDKs. Customer support channels and SLA terms are also unclear.
Ledger 365 is best suited to freelancers, small service businesses, teams receiving payments in multiple currencies, operators managing multiple companies, and organizations that want to offer their own branded invoicing portal. Access from China cannot be determined from the available copy, and the availability of payments and bank feeds in mainland China is not specified. If your primary needs are domestic Chinese accounting, tax, and invoice compliance, it is worth evaluating local alternatives such as Kingdee Cloud Accounting and Yonyou Chanjet as well.
β This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on ledger365.com official site.
ledger365.com is an Unknown SaaS Tools provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach ledger365.com directly.