cashflow.do

What It Is

Cashflow is cloud-based accounting and business management software for SMBs, designed to help small businesses handle financial tasks more easily. It covers core workflows including invoicing, expense bills, inventory, bank reconciliation, accounting and tax, and reporting, while also offering business solutions such as retail POS, warehouse management, and Payroll. The site provides content in English and Spanish, and its tax reports include fields such as NCF and 606/607/608, suggesting it may be well adapted to certain local tax scenarios.

Core Features and Collaboration

Breadth of functionality is one of Cashflow’s main strengths. The Solo plan already includes unlimited invoicing, expenses, bank accounts, basic accounting and tax, basic reports, smart lists, and 100+ integrations. Standard adds quotes, sales orders, basic inventory, 1 warehouse, multi-currency support, 100+ reports, multi-user access and access control, and API access. Professional further adds advanced invoicing and purchasing workflows, advanced inventory, unlimited warehouses, online payments, recurring invoices, payment reminders, landed costs, production orders, a report builder, and advanced user security. On permissions, the site mentions user permissions, password policies, security logs, and advanced roles and permissions, but does not go into granular rule details.

Pricing, Trial, and Deployment

Cashflow uses a subscription model. Solo costs US$25/month, Standard costs US$45/month, and Professional costs US$75/month, with 10% savings available on annual billing. Standard and Professional include 3 users; additional users cost US$15 or US$25 per user/month respectively. POS costs US$20/store, while Payroll starts at US$10 with additional charges based on employee count. A 14-day free trial is available with no credit card required, and users can cancel at any time; no refund guarantee is specified. For deployment, the first three tiers are cloud-based, while Enterprise supports either cloud or private server deployment.

Security, Integrations, and Support

Security information includes a 99.9% SLA, Firewall, WAF, SSL/TLS 1.2+, daily PITR backups, audit logs, and period locking. However, certifications such as ISO, SOC, or GDPR are not disclosed. For integrations, the site only states 100+ integrations and provides Developer Docs; API access is included from Standard upward, but interface details are limited. Support channels include Livechat, Email, documentation, videos, and Webinar. Professional and Enterprise users can receive on-demand training, implementation, and priority support.

Pros, Cons, and Who It’s For

Cashflow is suitable for entrepreneurs, small businesses, retail stores, and inventory-based companies that want to manage invoicing, inventory, bank reconciliation, and basic accounting in a single system. Its strengths are comprehensive functionality, relatively transparent pricing, and a trial-friendly setup. Its limitations are the lack of disclosed Enterprise pricing, limited detail on API capabilities, missing integration lists and compliance certifications, and the fact that some features are marked as Soon, so product maturity should be validated.

Access from China

The main content does not provide information on access from mainland China, RMB payments, or local invoices. Supported payment methods include Visa, Mastercard, AmEx, Discover, Paypal, and Stripe. Teams in China should first test network connectivity, time zone and language support, tax fit, and payment availability. Local alternatives to consider include 金蝶云星辰 and 用友畅捷通好会计, while international alternatives include QuickBooks Online, Xero, and Zoho Books.