mycryptocheckout.com

What It Is

MyCryptoCheckout is a cryptocurrency payment gateway plugin for WordPress, mainly designed for WooCommerce, Easy Digital Downloads, and website donation use cases. It emphasizes self-hosting and peer-to-peer payments: customers pay directly to the merchant’s designated wallet, while the platform does not custody funds or act as a wallet.

Core Features

For payment options, the site states support for 72+ or 100+ cryptocurrencies, with examples including BTC, BNB, ETH, LTC, DOGE, SOL, TRX, XRP, and others. It supports any wallet and HD wallets; some coins support 0-conf detection, and it offers BIP21 one-click wallet opening. MetaMask and Waves Client are also supported. On the integration side, it covers WordPress, WooCommerce, Easy Digital Downloads, multisite setups, and donation shortcodes, making it suitable for merchants already using the WordPress stack. Its API is mainly used to scan blockchains and detect peer-to-peer transactions.

Pricing and Fees

The platform advertises 0% transaction fees. The pricing page shows a free plan with 5 transactions per month and limited support; the unlimited-transaction license costs $89 for 12 months and includes priority support. For bulk licensing, additional domains cost $10 per domain per year. Note that the terms page mentions a free API License with up to 3 transactions per month, which conflicts with the 5 transactions shown on the pricing page. The actual allowance should be verified at checkout and in the plugin dashboard.

Risk Control, Compliance, and Settlement

Security appears to be a recent focus, including freezing the creation of new admin users, disabling Application Passwords, the file editor, and XML-RPC, email alerts for wallet address changes, and a frontend heartbeat check to detect whether the receiving address has been tampered with. On compliance, the text only states that it is self-hosted, requires no KYC, and does not hold funds; it does not disclose licenses or place of registration. Settlement is on-chain and peer-to-peer, with confirmation times depending on the network. Although some users mention support for automatic fiat settlement, the main documentation does not provide details on the mechanism.

Pros, Cons, and Best Fit

Its advantages are simple deployment, low fees, no third-party custody of funds, and merchant data remaining on-site. The drawbacks are that it is limited to the WordPress ecosystem, and merchants must handle private key security, refunds, exchange-rate volatility, and compliance responsibilities themselves. It is better suited to small and medium-sized WooCommerce stores, digital goods sites, blogs, and nonprofit donation websites.

China Access

The text does not disclose network accessibility in mainland China, RMB payment support, or local compliance support, so china_access can only be rated as unknown. As alternatives, BTCPay Server, Coinbase Commerce, NOWPayments, CoinPayments, and similar solutions may be worth considering.