Dimension scores are derived from public data and fields; weighted into the composite. Reference only.
immobilienfinanzierung-rechner.de is an online calculator website for real estate financing scenarios in Germany. The site clearly states that it is “free and requires no registration.” Its core goal is to help homebuyers quickly estimate monthly payments, a Tilgungsplan, the Restschuld after the fixed-interest period, and differences between financing options before signing a loan agreement. It is not a bank product quote, and it also notes “Rechenhelfer, keine Beratung,” meaning it is only a calculation aid rather than formal advice.
The tool covers the German mortgage decision-making process fairly comprehensively. The main loan calculator lets users enter the purchase price, equity, federal state, real estate transfer tax, Notar and Grundbuch costs, Makler fees, loan interest rate, initial repayment rate, Zinsbindung, and Sondertilgung. The system outputs the loan amount, monthly payment, remaining debt, interest during the fixed-rate period, Beleihungsauslauf, total term, and stress-test results. The site also provides specialized tools such as two-scenario comparison, an Eigenkapital optimizer, an Anschlussfinanzierung refinancing calculator, budget/household income and expenses, Notar cost calculator, rent-versus-buy comparison, and supports link sharing, printing, and PDF export.
Based on the crawled content, the site is free to use and requires no registration. No subscription plans, enterprise packages, API pricing, or payment method information were found. The pages include recommendation links to Hausverwaltung Sänger, Tagesrapport.de, and Objektprotokoll.de, but it is not stated whether these are advertisements or commercial partnerships.
Its strengths are that it is easy to use and its variables closely reflect real German mortgage conditions. In particular, it accounts for real estate transfer tax by federal state, Beleihungsgrenzen, equity structure, and refinancing stress tests, making it very practical for individual homebuyers. The site also provides explanatory content on topics such as Annuitätendarlehen, Tilgung, Zinsbindung, and KfW. Its limitations are that it is not an enterprise software platform: there is no visible account system, team collaboration, permission management, third-party integrations, API, or developer support. Data security disclosures are also limited, with only mentions of a technical page counter and privacy notice.
It is suitable for individuals buying property in Germany who want to compare loan options or plan an Anschlussfinanzierung. It can also be useful for real estate advisors as a supporting tool during initial consultations. However, it is not sufficient for businesses or institutions that require official bank quotes, compliance records, CRM integration, or multi-user collaboration. Access from mainland China is not indicated in the text, so its availability is unknown.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on immobilienfinanzierung-rechner.de official site.
immobilienfinanzierung-rechner.de is an Germany Real Estate provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach immobilienfinanzierung-rechner.de directly.