Explicit Selection is a boutique consultancy headquartered in Haarlem, the Netherlands, positioned at the intersection of payments, digital identity, and regulated fintech. It is not a payment gateway, acquirer, or wallet product; instead, it provides industry benchmarking, product architecture, implementation support, and due diligence for financial institutions, payment networks, fintech companies, and investors. Its website states that it has more than 20 years of experience and over 200 projects, and that it turns consulting deliverables into searchable knowledge assets through its in-house Explicit Intelligence platform.
Its core service areas include Industry Benchmarking, Implementation Support, Fintech Product Architecture, and Due Diligence. Its payments coverage is relatively deep: ISO 8583, EMV contact/contactless/mobile payments, EMV 3-D Secure, HCE, secure elements, Tokenisation, Apple Pay/Google Pay push provisioning, SoftPOS, PCI DSS, HSM key management, ISO 20022, instant payments, and more. It can also contribute to integration design for issuers, acquirers, processors, wallets, core processing, KYC/AML, fraud, card issuing, and scheme/BIN sponsorship. On the compliance side, the site mentions EMI, PI, MiCA, consumer credit, PSD3/PSR, scheme certification, and rulebook conformance; it also states that the company is a consulting partner for Discover, Mastercard, and Visa, and participates in EMVCo work.
The website does not disclose rates, project quotes, billing cycles, or standard packages, so specific costs cannot be assessed. Typical deliverables include benchmarking reports, technical specifications, implementation guides, certification plans, licensing and governance design, target operating models, IT and data architecture, vendor shortlists, and phased build-out roadmaps. Its value lies more in expert input for highly complex projects than in a standardized SaaS subscription.
The main strengths are its strong vertical focus on the payments industry, combining technical standards, regulatory compliance, and project implementation experience. It is especially suitable for complex topics such as solution certification, network rules, wallets, and card payment stacks. Explicit Intelligence also improves report reuse and follow-up query value. The downsides are opaque pricing and limited public case disclosure. For merchants that simply need quick access to card acquiring, cross-border payments, or local payment methods, it is not a replacement for payment service providers such as Stripe or Adyen.
It is suitable for organizations planning to launch card programs, build BNPL/digital credit products, evaluate payment networks, conduct fintech investment due diligence, or pass scheme/regulatory certification. Access from mainland China is not stated in the available text and should be considered unknown; there is also no public information on payment or network availability. If a companyβs goal is direct payment acceptance or cross-border payment processing, alternatives such as Adyen, Stripe, Checkout.com, Airwallex, and Worldpay may be more relevant. If the goal is strategy and implementation consulting, it can be compared with Accenture, Deloitte, EY, KPMG, PwC, or specialist payments consultancies.
β This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on explicitselection.nl official site.
explicitselection.nl is an Netherlands Payments provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach explicitselection.nl directly.