Empower Payments is a merchant-facing payment processing provider. According to its website, it is a registered ISO of Fifth Third Bank, N.A. Its services cover retail POS, restaurant processing, Card-Not-Present, E-Commerce, Mobile Processing, and Software Integration, and it also runs bank partner and nonprofit partner programs. Its main differentiator is the claim that it donates 25% of the profit from every payment to charity, or provides ongoing revenue sharing to organizations through its nonprofit referral program.
In terms of service categories, Empower Payments looks more like a full-service U.S. merchant services provider. Brick-and-mortar merchants can use POS systems; restaurants can access payment solutions designed for fast-paced dining environments; CNP scenarios are supported through a virtual terminal, with references to customer directories and recurring transactions. On the e-commerce side, it offers a payment gateway, fraud-prevention measures, and customizable checkout experiences. Mobile merchants can accept payments through mobile terminals or smartphone apps. For software integration, the website says it can connect with accounting software, CRM systems, and industry-specific software, and mentions a Developer-Friendly API, but it does not provide API documentation, SDKs, or a plugin list.
The website heavily promotes its Dual Pricing Program and No-Cost Processing Program. The basic idea is to let consumers choose to cover transaction fees, helping merchants reduce or even eliminate processing costs. The site also mentions a β$30 Flat Fee Merchant Application,β but does not explain when it applies. More importantly, standard rates, monthly fees, equipment fees, gateway fees, chargeback fees, refund fees, and settlement timelines are not disclosed. Merchants need to schedule a consultation and request a full quote.
Its strengths are broad scenario coverage, making it suitable for merchants that operate physical stores, e-commerce, and mobile sales at the same time. The registered ISO information adds some credibility. 24/7/365 customer service and local representatives may appeal to traditional merchants, while charitable donations and nonprofit revenue-sharing programs create a differentiated positioning. The main weakness is limited transparency: the website does not clearly state which card networks are supported, whether ACH or digital wallets are available, details of risk controls, settlement timelines, or compliance certifications. Customer reviews shown on the website also appear to be mainly self-presented.
Empower Payments is better suited to U.S.-based retail, restaurant, service, food truck/pop-up, e-commerce, and wholesale/distribution CNP merchants, especially businesses willing to use dual pricing to pass processing fees on to customers. The available text does not make it possible to judge access from China. Actual payment setup would also depend heavily on having a U.S. merchant entity, bank account, SSN/driverβs license, and other application information. For cross-border e-commerce or Chinese companies, it would usually be worth comparing alternatives such as Stripe, PayPal/Braintree, Adyen, Square, and Worldpay.
β This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on empowerpayments.com official site.
empowerpayments.com is an United States Payments provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach empowerpayments.com directly.