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Private Source Capital positions itself as a residential and commercial real estate financing provider, with an office address listed in Encino, California, USA. Its core business is not payment gateways or acquiring services, but private/non-bank lending solutions for real estate projects, including residential loans, commercial loans, bridge loans, refinancing, investment property loans, Fix & Flip, construction loans, and second mortgages.
The website discloses a fair amount of loan parameters: Fix & Flip loans can go up to 95% LTC, 100% Rehab, and 75% ARV, with a 12-month term and loan amounts from $250,000 to $3 million. Construction Loans can go up to 90% LTC and 75% ARV, with loan amounts from $500,000 to $10 million, terms of 12-24 months, and rates as low as 9%. It also offers 2nd Mortgages with up to 60% CLTV, or up to 70% for prime locations, with loan terms of 6-48 months. In terms of process, after an application is submitted, the team reviews the property and financing needs; preliminary approval typically takes 24-48 hours, some loans can close in as little as 5 days, and full funding can be completed in as little as 2 weeks.
Pricing disclosure is limited. The website only clearly states that loan fees start from 1.5% and that construction loan rates can be as low as 9%. It does not provide a full APR, points, prepayment terms, appraisal fees, legal fees, servicing fees, or other cost details, nor does it give pricing ranges for different borrower profiles. As a result, quotes need to be confirmed case by case, making it unsuitable for users who want to compare prices directly online.
The main content does not disclose an NMLS number, lending licenses, regulatory registrations, or the states in which it operates—key gaps when evaluating a real estate financing provider. On the risk-control side, it states that property information, financial statements, tax returns, proof of income, and credit history may be required; commercial projects may also need rent rolls, operating statements, and a business plan. Technically, only an online loan application form is visible; there is no API, developer documentation, or payment integration capability.
Its strengths are a broad range of real estate loan products, some relatively clear terms, an emphasis on fast approvals, and coverage of complex projects such as acquisitions, refinancing, second mortgages, renovations, and construction. Its weaknesses include placeholder FAQs on the website, inconsistencies in some promotional figures and contact details, and the absence of licensing information and a full fee schedule. It is better suited as an inquiry channel for U.S. real estate investors, renovation project operators, and commercial property borrowers. Regular cross-border users or Chinese users looking for payment acquiring, wallets, or card processing should instead consider Stripe, Adyen, PayPal, or bank-backed services. Accessibility from China cannot be determined from the main content; users should test access and complete compliance due diligence before submitting sensitive information.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on privatesourcecapital.com official site.
privatesourcecapital.com is an United States Payments provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach privatesourcecapital.com directly.