PayRequest is an online payment collection tool for small and midsize merchants and creators, built around the idea of “send a payment request and get paid.” Users can initiate payments by email, SMS, WhatsApp, or shared link, and can also create a hosted payment page such as yourname.payrequest.me—without code, a website, or a complex Checkout integration.
For payment methods, PayRequest relies on Stripe, Mollie, and PayPal, and also supports USDC on Solana/Base. This covers bank cards, iDEAL, SEPA, Apple Pay, Google Pay, Klarna, Bancontact, PayPal, and USDC. Payment pages support up to 12 quick-amount buttons, custom amounts, and product displays, making them suitable for tips, donations, service fees, and simple product payments. It also offers subscription billing, highlighting SEPA direct debit, prorated plan changes, smart retries, and churn reduction. A more distinctive feature is deposit pre-authorization: hotels, rental businesses, event venues, and similar merchants can create a Smart Link or QR code that lets customers authorize a deposit by credit card. The merchant can then capture the full amount, capture a partial amount, or release the hold within the allowed period.
Payment requests are free to start, with a 2% fee on successful payments capped at €25. Digital product sales cost €20/month with a 0% platform fee. P2P USDC transfers have no platform fee, and deposit pages are also marked as 0% platform fee. Note that processing fees charged by Stripe, Mollie, PayPal, and other payment providers are not fully disclosed in the main copy. For settlement, the comparison for standard payments mentions bank payouts in 1–3 days. Solana P2P USDC settles instantly on-chain, with confirmation claimed to be under 1 second.
The main advantages are broad product coverage, no-code setup, fast launch, and relatively strong support for European local payment methods and crypto payments. The deposit pre-authorization features—status pages, countdowns, notifications, and audit records—are also well suited to offline delivery scenarios. The drawbacks are that PayRequest depends heavily on third-party PSPs, so the actual available payment methods, hold duration, and settlement terms are subject to the limitations of the provider and card networks. The main content does not disclose details such as company registration location, licensing, KYC/AML, anti-fraud measures, or other compliance and risk-control information. Crypto P2P payments are non-refundable and also require users to understand wallets, networks, and gas fees.
PayRequest is better suited to freelancers, agencies, SaaS businesses, small e-commerce merchants, digital product sellers, hotels and short-term rental operators, rental businesses, and Web3 merchants with an existing USDC customer base. Access from mainland China is not stated in the main content, and RMB, local Chinese bank cards, WeChat Pay, and Alipay are not mentioned, so china_access can only be considered unknown. If you plan to collect payments from Chinese users, you may need to evaluate the availability of Stripe/PayPal or consider alternatives such as Alipay/WeChat Pay service providers, PingPong, LianLian, Payoneer, and similar options.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on payrequest.io official site.
payrequest.io is an Netherlands Payments provider. TG4G tracks its product information, an overall rating of 8.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach payrequest.io directly.