equitycheck.com

What It Is

Equity Check is an investment opportunity screening and investor relations platform for private equity investments, with a focus on accredited investors as defined by the U.S. SEC. It is not a payment gateway or financial payment infrastructure. Instead, it directs investors to real estate-related private investment opportunities such as multifamily housing, self-storage development, land development, and industrial assets.

Core Capabilities

The platform promotes an “Investor First” approach. Its core logic is to reduce moral hazard through sponsor co-investment, investor-priority repayment, transparent updates, and accountability mechanisms. The projects disclosed in the main content include Core Plus Multifamily, a self-storage and small industrial Growth Fund II, and land development funds. The land development projects emphasize that builders sign contracts and pay deposits first, banks secure senior debt in advance, and investor capital is called only after project conditions are met. The self-storage projects highlight vertical integration, conservative underwriting, an 85% occupancy stress test, and a maximum 70% loan-to-cost ratio.

Pricing and Terms

The website does not disclose the management fees, platform fees, or carried interest that Equity Check itself charges investors, which is an important information gap. More details are disclosed at the project level: the land development fund has a $5 million fund size, a $100,000 minimum investment, a 42-month term, and a fixed annualized return of 12.5%; the self-storage Growth Fund II targets a 19% return, an 18–24 month deployment period, a 3–5 year holding period, and $10 million in sponsor co-investment.

Pros and Cons

The advantages are a clear investment framework, with an emphasis on aligned incentives, co-investment, and transparent disclosure. It also provides relatively complete explanations of accredited investor rules, 506(c) verification, and private placement risks. The drawbacks are that platform fees, company licenses, third-party audits of historical performance, and custody arrangements are not explained in the main content. Private investments also inherently carry risks such as limited liquidity, limited disclosure, and potential loss of principal.

Who It’s For

It is suitable for high-net-worth investors with a relatively high risk tolerance who meet the U.S. accredited investor threshold and want exposure to U.S. real estate private market assets. It is not suitable for ordinary investors who need short-term liquidity, low investment thresholds, or clear principal protection.

Access from China

The main content does not provide information on access from mainland China, account registration, or cross-border investment support. Its accessibility status is therefore unknown.