am-rps.ca

What is it

Real Property Solutions (domain am-rps.ca) is an independent commercial real estate consulting firm based in Canada and established in 2001. It is not a software or online platform, but rather a professional services team composed of seasoned practitioners, offering financial analysis, underwriting, and financial due diligence services to the commercial real estate (CRE) and commercial mortgage lending industries. Its coverage spans the major property types across Canada and the United States.

Core Services

The firm structures its services by client role:

• For owners: pre-sale financial due diligence, lease review, year-end CAM (common area maintenance) audits and reconciliation, lease vs. buy analysis, asset management, and portfolio risk assessment.
• For buyers: pre-transaction due diligence (deals from $5 million to over $100 million), verification and forecasting of historical and future cash flows, Argus Enterprise/Excel modeling, and coordination with professionals such as engineers, lawyers, and appraisers.
• For lenders: underwriting, lease abstracts, credit adjudication, defaulted loan management, annual reviews, process audits, and even help designing institutional mortgage and default management departments.
• For brokers: pre-sale due diligence and assistance with sales materials and presentations.

Among these, lease and estoppel review and commercial mortgage underwriting are the two most popular services.

The Team

Key members include Alison Macintosh (MBA, MRICS, with over 30 years of experience and former VP of property investment at an insurance company), Michael Lee (AACI, MRICS, a senior underwriter at a major Canadian non-bank lender), and lease specialist Malynda Wheeler. All three are highly experienced with strong professional credentials.

Pricing

The website does not publish prices, instead emphasizing a "one project at a time, pay-as-you-go" approach. Inquiries require contacting them directly by phone (area code 905), a typical B2B custom-quote model.

Pros and Cons

The strengths lie in the team's high level of expertise, experience spanning the buyer, seller, and lender perspectives, and flexible service. The downsides are that it relies entirely on offline, hands-on services with no self-service tools, pricing is opaque, and the website content clearly contains large repeated sections and somewhat dated information.

Who is it for

It suits banks, non-bank lenders, REITs, private equity, and family-owned real estate firms that need external due diligence and underwriting manpower, especially for outsourcing on a per-project basis when internal teams are stretched thin.

Access from China

The site is a static display page and can be accessed directly, but the service itself targets only North American institutional clients, making it of limited practical value to Chinese users.