PayGoPay is a smart payment and mobile POS solution for small offline merchants, positioned around the idea that businesses can accept payments “using just a phone or a Verifone card terminal.” It covers scenarios such as cafés, restaurants, retail stores, barbershops, beauty salons, and mobile service providers. It can be used either as a fixed checkout point or for on-the-go payments.
In terms of services, PayGoPay offers a mobile POS app, Tap to Pay, traditional card terminals, invoice-based payments, a CRM module, and Direct Connect acquiring connectivity. For payment methods, the site explicitly mentions Mastercard, Visa, Swish, Apple Pay, Google Pay, other digital wallets, and contactless bank cards. It also supports invoice collection with automated reminders. On the hardware side, the app can be installed on multiple Verifone terminals, some of which include built-in printers. Merchants can also use a phone directly as a card terminal, reducing the need for extra hardware and cables.
The official website does not disclose specific transaction fees, monthly fees, or terminal rental pricing. It only states that traditional card terminals are rented from Verifone, and that Direct Connect can be matched with a suitable acquiring agreement based on transaction volume and average ticket size, with flexible pricing according to volume. The FAQ specifically notes that using a phone as a card terminal is more suitable for lower transaction volumes, though transaction costs will be slightly higher. For settlement, the text says transactions are summarized after the end of the day and transferred to the merchant’s bank account, but it does not specify the exact T+ settlement timeline.
Compliance transparency is its main weakness: the site does not disclose payment licenses, the acquiring entity, regulators, or fund-safeguarding arrangements. Risk-control capabilities are also not clearly explained. Its integration capabilities are relatively clear: it supports connections with accounting systems such as Fortnox and Visma, allowing transactions to be posted automatically and reducing manual reconciliation. It also includes CRM and staff/service modules, making it suitable for local merchants that need customer management and business expansion tools. However, public APIs, developer documentation, and technical integration methods are not disclosed.
Its strengths are ease of onboarding, flexible hardware options, support for common Swedish local payment methods such as Swish, and connectivity with financial systems. Its weaknesses are limited transparency around pricing, settlement, and compliance, making it less clear for cross-border merchants or developer-driven integration use cases. It is better suited to small and midsize local Swedish shops, restaurants, service businesses, and mobile merchants. If you need global acquiring, a full API, or cross-border payments, it may be worth comparing Zettle, SumUp, Adyen, Stripe Terminal, Nets, and similar providers.
The site does not provide information on access, account opening, or payment support from mainland China, and actual website accessibility is unknown. Since the service is clearly geared toward the Swedish local market, it may be a limited fit for Chinese merchants without a Swedish entity, bank account, or local acquiring needs.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on paygopay.com official site.
paygopay.com is an Sweden Payments provider. TG4G tracks its product information, an overall rating of 5.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach paygopay.com directly.